Affordable Housing Finance Initiative by Government of Pakistan
The Prime Minister’s Apna Ghar Program – “Ghar Ho To Apna” is a government initiative designed to provide affordable housing finance to citizens of Pakistan. The program helps low and middle income families with subsidized financing.
Click here for online application and more information
PHA Foundation is one of the implementing arms of the Ministry of Housing & Works
with a mandate to provide affordable residencia / apartments to
General public, government officers/ officials & Overseas Pakistanis & PHA Foundation
Employees under prescribed Policy
PHA Foundation is a Public Company registered with Securities and Exchange Commission of Pakistan under Section 42 of the Companies Ordinance, 1984. Being one of the implementing arms of Ministry of Housing & Works, PHA Foundation is consistently striving to eliminate shelterlessness and reduce the housing shortfall in Pakistan.
PHA Foundation provides low cost housing units to low and middle income groups of Pakistan on ownership basis. Since its inception in 1999, PHAF has built several housing units for the general public and Federal Government Employees at prime locations of Federal and Provincial Capitals.
Construction of PHA-Maymar Towers in Karachi is the first endeavor in this respect. PHAF has also initiated projects for provision of houses and open plots. Regional offices have also been established in Lahore and Karachi to facilitate allottees.
PHA Foundation - Facebook
Public has responded to the Initiatives - PMDU
Login to PHA Mobile App / web Portal
Generate PSID and select the bill payment options-1link/1Bill
Enter/Paste PSID number and press OK
Amount appears automatically on the Screen
Pay Now & get PDF Receipt
Copyright © 2025 Pakistan Housing Authority Foundation, Ministry of Housing & Works.
PIO Privacy Policy Jobs Tenders