Frequently Asked Questions (FAQs) – PHA-F Membership (I-12/1 Islamabad Project)
1. Who is eligible to apply for PHA-F Membership?
PHA-F Membership is open to:
Applicants must be 18 years or older with a valid NADRA CNIC.
2. What is the membership fee?
Note: Valid only for the I-12/1 Project, Islamabad.
3. Where should I submit the membership form?
Submit the completed membership form along with the required documents and payment at the Head Office of PHA Foundation, Islamabad.
4. How should the application form be filled out?
5. What documents are required with the membership form?
6. To whom should the payment be made?
All payments must be made via Demand Draft in favor of: “PHA Foundation, Islamabad”
7. Can I use a photocopy of someone else’s CNIC or passport?
No. You must submit your own CNIC or passport (for overseas Pakistanis), duly attested by a gazetted officer.
8. Does the signature on the form matter?
Yes. Your signature must match the one on your CNIC.
9. Is the documentation or membership fee refundable?
No, all fees (membership + documentation) are non-refundable.
10. Can overseas Pakistanis apply?
Yes, provided they:
1. Who is eligible for allotment?
All Pakistani citizens, including those from Gilgit-Baltistan (GB) and Azad Jammu & Kashmir (AJK), are eligible for allotment through software balloting.
2. Is the cost of the apartment fixed?
No. The tentative cost is subject to change due to:
The final cost will be determined based on actual project expenses.
3. What is the payment schedule for the apartment?
4. Are there any penalties for late payments?
Yes. Late payments are subject to:
5. Will I receive reminders for installment payments?
No. No reminders or call-up notices will be issued. Allottees must strictly follow the payment schedule issued in the offer letter.
6. How should payments be made?
Payments must be made via Demand Draft/Pay Order in favor of PHA Foundation.No cash payments are accepted at the office.
7. What can lead to cancellation of an apartment?
8. What happens if my apartment is cancelled?
9. Can I alter or modify the apartment?
No. Any internal or external modification is strictly prohibited without CDA/PHA-F approval. Violations can result in cancellation.
10. Can I use the apartment for commercial purposes?
No. Apartments are strictly for residential use only.
11. Will PHA Foundation help in maintenance?
12. Can PHA Foundation shift my apartment allotment?
Yes. PHA Foundation reserves the right to relocate the allotment to a different apartment or project due to any unforeseen reasons.
13. Will I earn any profit or markup on payments?
No. PHA Foundation does not offer any bank profit or markup:
14. How is communication handled?
All correspondence will be sent to the postal address mentioned in your form.It is your responsibility to inform PHA of any address changes.
15. What is the verification process?
PHA will verify your service details through your parent department. A provisional allotment letter will only be issued after verification.
16. What if a disaster affects the project?
PHA Foundation is not liable for any losses due to natural calamities or disasters.
17. When is the formal allotment letter issued?
Only after clearance of all dues and on request from the allottee.
18. Can a nominee claim ownership?
No. The nominee mentioned in the form is only for contact purposes if the allottee is unreachable.
The Pakistan Housing Authority Foundation is a government body under the Ministry of Housing & Works that develops affordable housing schemes for federal employees and the general public.
Eligible applicants include:
Applications are accepted online through the official PHA website or manually (if allowed) during scheme announcements. Follow the procedure outlined in the advertisement.
Required documents typically include:
Allotments are made through a transparent balloting process or on a merit basis, depending on the scheme.
PHA offers flexible payment and installment plans for various income groups. Details are provided in the scheme brochures.
Yes, after full payment and possession (as per PHA policy), an allotted unit can be transferred to another eligible person.
Visit the PHA website and check your status using your CNIC or application number. Alternatively, you may contact the PHA office.
Late payments may incur penalties. Continued non-payment can result in cancellation of the allotment. Please contact the finance department for assistance.
Website: https://pha.gov.pk Phone: 051-9206036 Email:[email protected] Visit: PHA Head Office, Shaheed-e-Millat Secretariat, Islamabad or Regional PHA Office
Yes, PHA offers online payment facilities for maintenance charges and housing installments through designated bank portals or mobile banking apps using PSIDs.
Payments can be made via:
You can log in to the PHA customer portal or contact the finance department to check your outstanding balance and due dates.
Yes, you will receive a confirmation receipt via email or SMS, and the portal will reflect the updated payment status.
Contact the PHA Finance Wing immediately with proof of payment. The excess amount may be adjusted in future installments or refunded per policy.
Yes, delays beyond the due date may incur a late payment surcharge as per PHA’s financial policy.
Yes, your payment history and receipts can be downloaded from the online portal or requested from the accounts department.
جی ہاں، پی ایچ اے آن لائن ادائیگی کی سہولت فراہم کرتا ہے جس کے ذریعے آپ مرمت چارجز اور ہاؤسنگ اقساط ادا کر سکتے ہیں۔
آپ درج ذیل طریقوں سے ادائیگی کر سکتے ہیں:
آپ PHA کے کسٹمر پورٹل میں لاگ ان کر کے یا فنانس ڈیپارٹمنٹ سے رابطہ کر کے اپنی واجبات اور تاریخیں معلوم کر سکتے ہیں۔
جی ہاں، آپ کو ای میل یا SMS کے ذریعے تصدیق نامہ موصول ہو گا، اور آن لائن پورٹل پر آپ کی ادائیگی کی تفصیلات بھی ظاہر ہوں گی۔
براہ کرم فوری طور پر فنانس وِنگ سے رابطہ کریں اور ادائیگی کا ثبوت فراہم کریں۔ زائد رقم کو اگلی قسط میں ایڈجسٹ یا پالیسی کے مطابق واپس کیا جا سکتا ہے۔
جی ہاں، مقررہ تاریخ کے بعد ادائیگی کرنے پر لیٹ فیس عائد کی جا سکتی ہے، جو مالی پالیسی کے مطابق ہو گی۔
جی ہاں، آپ اپنی ادائیگی کی مکمل تاریخ اور رسیدیں آن لائن پورٹل سے ڈاؤن لوڈ کر سکتے ہیں یا اکاؤنٹس ڈیپارٹمنٹ سے حاصل کر سکتے ہیں۔
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